来源：以道事君网 时间： 2019-09-24
Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of Credit Cards. You should write at least 120 words following the outline given below in Chinese:
1. 越来越多的人使用信用卡， 信用卡有哪些好处
Personal credit cards are becoming more common i武汉哪个医院的癫痫病好n China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards,known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often ch吉林能治疗癫痫的医院在哪里arge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly 湖北癫痫病医院怎么样handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。
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